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Beware the drawbacks of EPF withdrawal

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Created: 18 February 2021

February 18, 2021 8:30 AM
PETALING JAYA: Experts are cautioning contributors against withdrawing their money from the Employees Provident Fund (EPF) through the i-Sinar scheme even though all conditions for withdrawals have been lifted.

Financial planner Robert Foo from MyFP said most Malaysians lacked even a basic “kitchen table” financial plan and, as such, it was best not to withdraw their EPF savings.

“Yes, now, with i-Sinar, you can withdraw. But the question is, do you need to withdraw?”

He suggested that people withdraw money only if they intended to invest, but not to spend.

It would be better if they could talk to a financial adviser who would look at their balance sheet and offer sound advice, he said, adding that it was important to have enough money to last throughout their retirement.

Geoffrey Williams, an economist from Malaysia University of Science and Technology, said with EPF lifting all its criteria for Account-1 withdrawals, there may be a significant rise in personal debt defaults and deepening social problems due to debt distress. There may also be a rise in illegal debt providers.

Williams noted that many EPF members aged 26 to 55 in the B40 and M40 income groups that were polled in a recent survey by UCSI Poll Research Centre reported that they would use their withdrawals for loan repayments.

He said this suggested that this group had an urgent debt problem.

“Only 48.6% of respondents used the money for food and groceries,” he said, adding that this was of concern as they might end up using credit cards for food and groceries in future. “Then, they will have no more EPF savings to pay off this (credit card) debt.

Read more: Beware the drawbacks of EPF withdrawal

UK export of plastic waste to Malaysia up 63%

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Created: 18 February 2021

February 18, 2021 8:37 AM
PETALING JAYA: The UK exported 63% more plastic waste to Malaysia last year, according to a Greenpeace report, with its country representative urging more responsible recycling by developed countries.

The Greenpeace report published on Tuesday highlighted how the UK exported 537,000 tonnes of plastic waste in 2020, roughly the same amount (539,000 tonnes) in 2019.

The volume of waste exported to Malaysia rose from 40,007 tonnes to 65,316 tonnes.

“Malaysia and other countries should not be used as dumping ground,” said Greenpeace Malaysia campaigner Heng Kiah Chun in a statement to FMT.

“Developed countries should stop putting their responsibility onto other countries for their own plastics problem and put in place policies to reduce single-use plastics with the aim of a complete end from its source.”

Heng noted that globally, only 9% of plastic waste produced had actually been recycled and 12% incinerated, with the remaining 79% ending up in landfills or the natural environment.

Describing the exports as part of a “global broken system”, he called for a sustained drive to reduce the use of non-essential plastic, develop sustainable alternatives and to switch to reuse wherever possible.

China’s ban on plastic waste import in January 2018 saw Malaysia emerge as a favourite destination for plastic waste.

While this waste is supposed to be recycled, it ends up in landfills where it is burned and pollutes the local population, as well as in rivers and oceans.

Read more: UK export of plastic waste to Malaysia up 63%

Malaysia hantar pulang 254 kontena sisa plastik tahun lepas

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Created: 18 February 2021

Image result for sisa plastik17/02/2021 10:22 PM
KUALA LUMPUR, 17 Feb -- Malaysia menghantar pulang 254 kontena sisa plastik dengan anggaran berat 5,512 tan metrik ke negara asal tanpa melibatkan sebarang kos kepada kerajaan pada tahun lepas, kata Menteri Alam Sekitar dan Air Datuk Tuan Ibrahim Tuan Man.

Selain berjaya menggantung pengimportan sisa plastik secara haram ke dalam negara, katanya, Jabatan Alam Sekitar (JAS) menahan operasi 204 kilang kitar semula sisa plastik haram sepanjang tempoh itu.

Aktiviti pembanterasan itu selaras dengan komitmen kementerian dalam Pelan Hala Tuju Malaysia ke arah Sifar Penggunaan Plastik Sekali Guna 2018-2030 dan Pelan Strategik Kelestarian Alam Sekitar Di Malaysia 2020-2030, katanya dalam kenyataan di sini hari ini.

Dalam pada itu, Tuan Ibrahim menzahirkan ucapan tahniah kepada ketua Pengarah dan warga kerja JAS atas kejayaan merangkul Anugerah Penguatkuasaan Alam Sekitar Asia 2020.

Majlis penganugerahan daripada Program Alam Sekitar Pertubuhan Bangsa-Bangsa Bersatu (UNEP) itu diadakan secara maya hari ini.

“Penghargaan turut diberikan lepada semua agensi penguat kuasa di negara ini iaitu Jabatan Kastam Diraja Malaysia, Jabatan Pengurusan Sisa Pepejal Negara, Perbadanan Pengurusan Sisa Pepejal dan Pembersihan Awam dan semua pihak Berkuasa Pelabuhan yang menjadi ‘kunci’ kepada kejayaan itu,” katanya.

Katanya, kerjasama dan perkongsian maklumat pintar dengan agensi luar negara seperti Pihak berkuasa Kompeten di bawah Konvensyen Basel dan INTERPOL juga banyak membantu usaha JAS.

Read more: Malaysia hantar pulang 254 kontena sisa plastik tahun lepas

Fomca: Categorise retail workers as frontliners

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Created: 17 February 2021

fomca logoFebruary 16, 2021 @ 3:23pm
KUALA LUMPUR: The Federation of Malaysian Consumers Associations (Fomca) has called for the authorities to categorise retail workers as frontliners.

Its president, Datuk Dr Marimuthu Nadason, cited the Jalan Telawi cluster which was a case of supermarket workers becoming infected with the Covid-19 virus.

"Supermarket and retail outlet workers have extensive exposure daily to their customers. During the entire pandemic, retail stores have been open to cater to the needs of the rakyat for food and other essentials.

"Retail workers are exposed to their customers, including those who may refuse or neglect to follow the standard SOPs such as wearing masks or keeping a 1m distance from others. This exposes the workers to risk," he said in a statement, today.
On the other hand, he said, if for some reason the workers themselves are infected, especially with no symptoms, they can be a source of infecting other workers and customers, exposing consumers to risk.

Marimuthu added that in some ways, retailers have been on the frontline throughout the pandemic serving consumers in which they live and work.

Throughout the pandemic, consumers have had access to food and other essentials, a crucial component in enabling consumers in facing the lockdowns, he said.

"As such Fomca urges the authorities to move retail workers to the front of the line for early inoculation.

Read more: Fomca: Categorise retail workers as frontliners

Lesap RM77,000 diperdaya ejen jualan mesin penapis air

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Created: 16 February 2021

scam alert websiteSelasa, 16 Februari 2021 @ 3:30 PM
Ipoh: Sambutan Tahun Baru Cina kali ini menjadi detik hiba buat seorang wanita warga emas yang juga pesara kerajaan apabila wang simpanan bernilai lebih RM77,000 miliknya lesap selepas diperdaya seorang lelaki yang mendakwa sebagai ejen jualan dan selenggaraan mesin penapis air.

Naib Pengerusi MCA Ipoh Timur, Kathleen Wong Mei Yin, berkata mangsa, Ng Kam Moi, 80, didatangi suspek pada 3 Februari lalu yang ingin menjual mesin penapis air bernilai RM7,000 ketika mangsa bersendirian di rumahnya di Taman Chong Kwee, Tanjung Rambutan.

Menurutnya, mangsa membeli mesin berkenaan pada hari sama daripada lelaki itu sebelum suspek berulang kali mengunjungi rumah warga emas terbabit hampir setiap hari kononnya ingin menyelenggara kembali mesin dijualnya itu.

Katanya, bagaimanapun pada 9 Februari lalu suspek memasuki bilik tidur mangsa dan ternampak sijil simpanan tetap milik mangsa bernilai lebih RM76,000, menyebabkan suspek kemudiannya menawarkan mangsa untuk bantu menggantikan perabot serta membeli ubatan.

Kathleen Wong berkata, mangsa mendakwa suspek mahu menjadikannya sebagai ibu angkat berikutan dia mempunyai masalah penglihatan kronik selain buta sebelah mata.

Read more: Lesap RM77,000 diperdaya ejen jualan mesin penapis air

Sirim to develop method to verify electrical goods bought online

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Created: 16 February 2021

Consumers will soon be able to ensure their purchases have certificates of approval, says agency
15 Feb 2021 4:52PM
SHAH ALAM – Sirim QAS International will develop a method for consumers to check the status of electrical or electronic (E&E) goods purchased online to ensure they have certificates of approval from Sirim and the Energy Commission (EC).

Its chief executive officer, Nur Fadhilah Muhammad, said the effort was necessary because consumers currently cannot know the approval status of the type of goods purchased online until they receive it.

“The method is being developed and will be completed as soon as possible because it is very important to protect consumer rights.

“Sirim currently has an application to make it easier for consumers to check electrical and electronic goods purchased in stores only,” she told a press conference at the launch of the Sirim-EC safety awareness campaign today.

Also present at the virtual press conference were Sirim Bhd group president, CEO Datuk Ahmad Fadzil Mohamad Hani, and EC CEO Abdul Razib Dawood.

The three-month campaign, starting today through Sirim and EC’s social media platforms, aims to increase public awareness on the importance of buying E&E goods that have been approved by both agencies.

“This measure is to prevent accidents or fires that could result in injuries and deaths. Only the Sirim-EC label can confirm that the goods purchased by consumers are safe to be used,” said Fadzil.

Read more: Sirim to develop method to verify electrical goods bought online

Awas penipuan pajak gadai: Polis

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Created: 16 February 2021

GAMBAR hiasan. FOTO arkib NSTPSelasa, 16 Februari 2021 @ 12:08 PM
Kuala Lumpur: Orang ramai dinasihatkan supaya berhati-hati ketika melakukan proses pajak gadai bagi mengelak menjadi mangsa penipuan.

Pengarah Jabatan Siasatan Jenayah Komersial (JSJK) Bukit Aman Datuk Zainuddin Yaacob berkata, pelaksanaan Perintah Kawalan Pergerakan (PKP) sejak 18 Mac 2020 memberikan impak dari segi ekonomi dan pendapatan.

"Sebahagian daripada mereka terpaksa menggadaikan barangan berharga di (kedai) pajak gadai demi kelangsungan hidup.

"Dari sudut pandang pihak polis, situasi ini memungkinkan wujudnya aktiviti pajak gadai tidak berlesen atau penipuan pajak gadai yang mengambil kesempatan ke atas mangsa yang terdesak mendapatkan wang," katanya dalam kenyataan, hari ini.

Zainuddin berkata, walaupun belum ada sebarang laporan diterima berhubung perkara berkenaan setakat ini, namun keberangkalian untuk kes seumpama itu berlaku adalah tidak mustahil.

"Orang ramai perlu memastikan mereka berurusan dengan syarikat pajak gadai yang dilesenkan kerajaan dan mengambil tahu mengenai prosedur serta undang-undang berkaitan.

"Jangan sesekali berurusan melalui platform dalam talian kerana aktiviti pajak gadai perlu dijalankan secara fizikal di premis perniagaan yang didaftarkan.

Read more: Awas penipuan pajak gadai: Polis

DBKL tamat perjanjian sewa jika penduduk buang sampah

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Created: 16 February 2021

16 Februari 2021
KUALA LUMPUR - Penyewa unit Perumahan Awam (PA) atau Projek Perumahan Rakyat (PPR) di bawah seliaan Dewan Bandaraya Kuala Lumpur (DBKL) yang membuang sampah dari kediaman boleh dikenakan tindakan penamatan perjanjian tempoh penyewaan.

Unit Media Jabatan Perancangan Korporat DBKL menerusi satu kenyataan memaklumkan, tindakan itu sebagai mesej kepada penghuni atau penyewa dan yang lain-lain supaya menjaga kebersihan di kawasan PA dan PPR DBKL.

Menurutnya, sejumlah enam kes penghuni atau penyewa telah ditamatkan tempoh penyewaan pada tahun 2020 kerana kesalahan membuang sampah serta peralatan dari aras atas kediaman.

“Penyewa yang menghuni unit-unit PA dan PPR di bawah seliaan DBKL perlu menandatangani Surat Perjanjian Penyewaan sewaktu menerima tawaran menduduki kediaman ini.

“Penyewa perlu mematuhi semua syarat-syarat perjanjian yang terkandung di dalamnya dan sekiranya gagal dan melanggar syarat termasuk membuang sampah dari kediaman, mereka boleh dikenakan tindakan penamatan perjanjian tempoh penyewaan,” katanya.

Katanya, notis 30 hari (bagi tujuan penamatan perjanjian) akan dikeluarkan kepada ketua penyewa sekiranya berlaku pelanggaran syarat perjanjian tersebut.

Bagaimanapun katanya, terdapat juga kes di mana notis amaran sahaja yang dikeluarkan kepada penghuni kerana didapati membuang sampah kecil.

“Bagi membendung masalah (sampah) ini, DBKL (juga) mengambil langkah memasang jaring seperti di lokasi PPR Seri Pantai dan PPR Desa Tun Razak, Cheras.

Read more: DBKL tamat perjanjian sewa jika penduduk buang sampah

Guru rugi RM3,300 ditipu beli gelang emas

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Created: 15 February 2021

Image result for scamIsnin, 15 Februari 2021 @ 2:31 PM
Kuantan: Hasrat guru wanita di Bentong untuk melaram gelang emas baharu lebur apabila dia diperdayakan seorang lelaki yang kononnya menawarkan harga promosi barang kemas berkenaan.

Ketua Jabatan Siasatan Jenayah Komersial (JSJK) Pahang, Superintendan Mohd Wazir Mohd Yusof berkata, kejadian bermula apabila mangsa berusia 40 tahun melihat iklan barang kemas itu di Instagram sebuah kedai emas.

"Mangsa kemudian menghantar mesej ke dalam instagram berkenaan sebelum menerima mesej daripada lelaki yang mendakwa pekerja kedai itu.

"Hasil perbincangan dengan suspek, mangsa bersetuju untuk membeli barang kemas berkenaan dengan harga RM3,300 iaitu harga promosi diberikan lelaki itu," katanya dalam satu kenyataan media di sini hari ini.

Katanya, mangsa membuat pindahan wang sebanyak RM3,300 melalui mesin juruwang automatik (ATM) ke dalam satu akaun diberikan suspek.

"Selepas itu, mangsa baru menyedari yang akaun yang dipindahkan wang berkenaan adalah akaun peribadi dan bukan akaun syarikat milik kedai emas berkenaan.

"Mangsa yang menyedari dirinya ditipu kemudian membuat laporan polis di Ibu Pejabat Polis Daerah (IPD) Kuantan di sini, semalam," katanya.

Read more: Guru rugi RM3,300 ditipu beli gelang emas

Warga emas hilang RM3.81 juta angkara penipuan geran bantuan tidak wujud

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Created: 15 February 2021

Image result for scamIsnin, 15 Februari 2021 @ 1:42 PM
Johor Bahru: Seorang warga emas berputih mata apabila hilang RM3.81 juta selepas terjerat penipuan tawaran geran bantuan tidak wujud.

Ketua Jabatan Siasatan Jenayah Komersil (JSJK) Johor, Asisten Komisioner Mohd Salleh Abdullah, berkata episod malang lelaki berusia 74 tahun itu bermula selepas dia berkenalan dengan individu dikenali Freddie Khoo di Facebook pada Julai lalu.

Katanya, suspek menawarkan Geran Bantuan Tabung Kewangan Antarabangsa (IMF) kira-kira USD 150,000 (RM 605,056.46) kepada mangsa.

"Suspek berhubung menerusi aplikasi WhatsApp menggunakan nombor +14697370743 dengan mangsa sebelum lelaki itu membuat bayaran pendahuluan RM12,800.

"Suspek kemudiannya menaikkan tawaran kepada USD 900,000 (RM3.63 juta) supaya mangsa dapat membuat pembayaran lebih untuk mendapatkan geran itu.

"Sepanjang Julai hingga Disember tahun lalu, sebanyak 64 transaksi dibuat ke dalam 10 akaun bank tempatan berjumlah RM3.81 juta," katanya dalam kenyataan hari ini.

Read more: Warga emas hilang RM3.81 juta angkara penipuan geran bantuan tidak wujud

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  15. Bank Negara urged to include consumer groups in talks

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