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๐ƒ๐€๐๐€๐“๐Š๐€๐ ๐ˆ๐๐…๐Ž & ๐“๐ˆ๐ ๐Š๐„๐–๐€๐๐†๐€๐ ๐“๐„๐‘๐Š๐ˆ๐๐ˆ ๐’๐„๐‚๐€๐‘๐€ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹
๐Œ๐€๐‰๐€๐‹๐€๐‡ ๐‘๐ˆ๐๐†๐†๐ˆ๐“ ๐„๐ƒ๐ˆ๐’๐ˆ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹ ๐Ÿ“ฒ
๐๐ข๐ฅ 5 - Disember ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ“
๐Ÿ‘‰

๐Œ๐€๐‰๐€๐‹๐€๐‡ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹ ๐‘๐ˆ๐๐†๐†๐ˆ๐“ adalah usahasama Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA) dan Agensi Kaunseling dan Pengurusan Kredit (AKPK) untuk menyampaikan pendidikan kewangan kepada anda.

๐Ÿ“š Baca & Muat Turun kesemua edisi RINGGIT melalui pautan:

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'Bukan pakej pelaburan kami'

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Created: 20 May 2021

SHAH ALAM - Hijrahwealth Management Sdn Bhd menafikan satu promosi pakej pelaburan di bawah Hijrah Investment Plan yang sedang tular di media sosial.

Pengarahnya, Rohani Mohd Shahir berkata, promosi tersebut memaparkan beberapa pakej yang ditawarkan antaranya Silver, Gold dan Platinum.

"Promosi itu turut menyatakan modal pelaburan sebanyak RM300, RM1,300, RM3,000 dan pulangan yang dijanjikan adalah dalam masa 24 jam sebanyak RM9,800, RM27,000 dan RM51,000.

"Pihak yang tidak bertanggungjawab ini telah menggunakan logo syarikat, salinan Sijil Pendaftaran Syarikat kami dengan niat menarik perhatian orang ramai untuk melabur dengan menjanjikan pulangan yang tinggi dan tidak munasabah dalam tempoh hanya 24 jam," katanya menerusi kenyataan pada Sabtu.

Rohani berkata, pihaknya telah membuat laporan polis berhubung perkara tersebut.

"Kami berharap orang ramai tidak terperdaya dengan tipu daya scammer ini.

"Logo-logo lain yang terdapat di iklan ini termasuk logo Bank Negara Malaysia, Bursa Kuala Lumpur, Patuh Syariah, Angkasa dan tanda Halal Jakim," katanya.

Menurutnya, orang ramai yang mahu mendapatkan maklumat lanjut boleh menghubungi pihak HijrahWealth di 03-4270 5740/4740 atau talian hotline 011-5357 1263 / 011-2367 1805 untuk keterangan lanjut," katanya.

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'Conservation should be a school subject'

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Created: 19 April 2021

 People should be encouraged to bring containers when buying food at Ramadan bazaars as a way to cut food and plastic waste.  - NSTP/SYAFEEQ AHMADApril 19, 2021 @ 9:15am
THE government should introduce environmental conservation as a subject in schools, with a focus on education and awareness of the economic, social and environmental impact of food wastage.
Environmentalist Dr Sharifah Mazlina Syed Abdul Kadir said this was a viable long-term solution to problems associated with plastic and food waste.

Failure to do this, she said, would result in food waste remaining a perennial issue, especially during festive periods such as Ramadan and Hari Raya.

Sharifah Mazlina, who is Permata Greenland Organisation chairman, said it was crucial that good habits to stop food waste were inculcated among Malaysians at a young age.
She said this would help protect the environment and slow global warming.

"The school syllabus has to include a subject on environmental conservation, covering consequences and preventive actions to reduce food waste in schools.

"The authorities can emulate countries such as Canada and Japan, where such a move has helped create a society that values food and cares for the environment."

Sharifah Mazlina, who is also chairman of the All Women's Empowerment to Accelerate, was responding to concerns raised by Environment and Water Minister Datuk Seri Tuan Ibrahim Tuan Man over increasing food waste recorded during the fasting month.

Read more: 'Conservation should be a school subject'

'Covid-19 screening pricey due to rampant profiteering' - FOMCA

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Created: 03 February 2021

fomca logoFebruary 3, 2021 @ 9:30am
KUALA LUMPUR: ConsumeR groups are urging the government to set a price cap on Covid-19 screening as a move to encourage mass community testing.

They claimed that allowing healthcare facilities to set their own prices for screening had resulted in rampant profiteering.

A survey by the Federation of Malaysian Consumers Associations (Fomca) found that the cost for Real-Time Reverse Transcription Polymerase Chain Reaction (Rt-PCR) test started from as low as RM100 and could go up to RM580, while the cost for screening using the Rapid Test Kit-Antigen (RTK-Antigen) ranged from RM50 to RM350.

Fomca president Datuk Dr Marimuthu Nadason said it was high time the government standardised the cost for Covid-19 tests, similar to how the price for face masks was capped under controlled items.
"We are facing (a health) emergency, yet many irresponsible healthcare facilities are cashing in on the crisis by charging exorbitant fees for the tests.

"This profiteering must stop. The cost for RTK-Ag test should be capped at RM70 maximum," he told the New Straits Times yesterday.

Although the Rt-PCR test is considered more accurate, Health director-general Tan Sri Dr Noor Hisham Abdullah had, on Jan 22, twittered that the RTK-Ag could be used as a confirmed test result if the healthcare system was overburdened.

He said the RTK-Ag test could be used when the turnaround time for Rt-PCR test was longer than 72 hours or when the Rt-PCR test was not available.

However, he said, the RTK-Ag test kit must have a sensitivity of more than 80 per cent, and the kit's specificity should exceed 97 per cent.
Alliance for Safe Community chairman Tan Sri Lee Lam Thye called on the government to place the RTK-Ag test kit as a price-controlled item to lower the screening cost.

Read more: 'Covid-19 screening pricey due to rampant profiteering' - FOMCA

'Compel insurance firms to cover Covid-19 treatment'

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Created: 26 January 2021

fomca logoJanuary 21, 2021 @ 9:00am
KUALA LUMPUR: Private hospitals are urging the government to compel insurance companies to revise their policies and cover the treatment cost of Covid-19 patients.

Association of Private Hospitals Malaysia (APHM) president Datuk Dr Kuljit Singh said this was the most decent solution in light of the state of emergency.

"Rejecting patients for us means coughing up fines up to RM5 million or jail time.

"While we are happy to help the government, some of us will take in patients at the risk of going belly-up.
"But the same is not expected of insurance companies."

"The government has to make similar demands (with the insurance companies) so that we can treat them without burdening taxpayers," Dr Kuljit told the New Straits Times.

He was referring to new laws under the state of emergency which allow the government to direct private hospitals to take in Covid-19 patients and give public healthcare facilities some breathing space.

Earlier, Dr Kuljit appealed to the government to consider the plight of insurance policyholders who could not go to hospitals that were full and had no option but to come to private facilities and pay out of their own pocket.

Read more: 'Compel insurance firms to cover Covid-19 treatment'

ย Fomca: Crisis shows reserve deficiency

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Created: 07 September 2020

fomca logoSeptember 7, 2020 @ 11:15am
KUALA LUMPUR: As far as Klang Valley's water woes are concerned, history is repeating itself.

It is always the same old story โ€” some irresponsible party dumps effluents into raw water sources and millions of people are left without water.

Federation of Malaysian Consumers Associations (Fomca) president Datuk Dr Marimuthu Nadason urged agencies and authorities involved in the supply chain of water regulation and distribution to undertake serious soul-searching over the latest incident involving Sungai Selangor.

He said for starters, the recent crisis reprised a fundamental concern, in that there was a need for sufficient water reserves should a water supply crisis strike again.

Source:

'Despite ceiling price, masks still too costly'

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Created: 12 August 2020

The three-ply face masksโ€™ retail price will be capped at capped at RM1 per unit, starting August 15. -NSTP/File picAugust 12, 2020 @ 10:59am
KUALA LUMPUR: A consumer group said the proposed RM1 per unit retail price for three-ply face masks is still too high.

Members of the public, however, were of the opinion that a lower price could affect the quality of the essential item.

Malaysian Muslim Consumer Association lead activist Datuk Nadzim Johan said the price should be between 10 sen and 50 sen per piece.

"We have to consider the large families and bottom 40 per cent income group (B40) communities.

"Imagine a family of nine, with a daily household income of about RM150 per day. They can't afford to buy face masks in bulk. They will struggle to buy face masks.

"And you can't reuse the masks. The government should consider the financial situation of this group."

He urged the government to reconsider the ceiling price of RM1 as even at that price, some groups could not afford it.

Read more: 'Despite ceiling price, masks still too costly'

'Aksesori bahayakan nyawa'

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Created: 07 July 2020

bh berita harian vector logoIsnin, 6 Julai 2020 | 1:00pm
KUALA LUMPUR: Pelbagai aksesori kenderaan yang menjadi kegilaan pemandu kini, hanya kerana mudah dipasang dan kelihatan cantik, tanpa menyedari ia berisiko mencetuskan kemalangan dan meragut nyawa sendiri.

Permintaan tinggi menyaksikan, aksesori kenderaan sama ada yang mematuhi undang-undang atau sebaliknya, dijual secara meluas dalam pasaran termasuk di kedai serbaneka dan dalam talian.

Antara aksesori dikenal pasti berbahaya oleh Institut Penyelidikan Keselamatan Jalan Raya Malaysia (MIROS) ialah 'dummy buckle' atau alat nyah aktif penggera tali keledar, kerusi keselamatan kanak-kanak (CRS) mudah alih, lapisan cermin gelap pekat dan penggunaan lampu utama serta belakang yang diubah suai.

Ketua Pengarah MIROS, Dr Khairil Anwar Abu Kassim, berkata 'trend' terbaharu dikesan pihaknya dalam kalangan pemandu kenderaan adalah penggunaan aksesori nyah aktif penggera tali keledar yang boleh didapati pada harga serendah RM2 di kedai serbaneka atau portal beli-belah dalam talian.

Mereka menggunakan aksesori ini untuk untuk menghentikan sistem bunyi peringatan daripada mengenakan tali keledar di dalam kereta.

Read more: 'Aksesori bahayakan nyawa'

Hereโ€™s A Breakdown Of All 19 PENJANA Tax Reliefs & Funds For Startups And SMEs

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Created: 25 June 2020

See the source imageThe RM35 billion Economic Recovery Plan (PENJANA) that was recently announced by Prime Minister Tan Sri Muhyiddin Yassin included a variety of initiatives to stimulate Malaysiaโ€™s overall economy. Out of those, Malaysian Digital Economy Corporation (MDEC) then identified and compiled 19 initiatives that were specifically relevant to local startups and SMEs.

These are the ways in which PENJANA can assist the startup ecosystem.

1) Remission Of Penalties
Objective: To ease financial stress on businesses through remissions of penalties related to late tax payments.

What It Is: 50% remission of penalty for late payment of sales tax and service tax due.

Payable From: July 1, 2020 โ€“ September 30, 2020.

Beneficiary: All businesses.

2) Extension Of Accelerated Capital Allowance (ACA) For Machinery & ICT Equipment
Objective: To ease financial stress on businesses through remissions of penalties related to late tax payments.

What It Is: ACA will be given for qualifying capital expenses incurred on machinery and equipment, including Information and Communications Technology (ICT) equipment.

It is claimable within a 2-year period at the following rates:

Initial allowance: 20%
Annual allowance: 40%
For Expenditures Incurred: March 1, 2020 โ€“ December 31, 2020.

Beneficiary: All businesses.

3) Special Tax Deduction On Costs Of Renovation & Refurbishment
Objective: To ease financial stress on businesses through remissions of penalties related to late tax payments.

Read more: Hereโ€™s A Breakdown Of All 19 PENJANA Tax Reliefs & Funds For Startups And SMEs

Turun harga tambang: Fomca sambut baik gesaan kerajaan

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Created: 23 June 2020

23 Jun 2020
SHAH ALAM - Gabungan Persatuan Pengguna Malaysia (Fomca) menyambut baik usaha kerajaan menggesa syarikat penerbangan menurunkan harga tambang susulan kelonggaran prosedur operasi standard (SOP) penjarakan sosial terhadap penumpang dalam pesawat dan pengunjung terminal lapangan terbang.


Timbalan Presidennya, Mohd Yusof Abdul Rahman berkata, perkara itu wajar diteliti setelah kerajaan memberi kebenaran membawa penumpang dalam kapasiti penuh berbanding ketika tempoh Perintah Kawalan Pergerakan (PKP) sebelum ini.
Menurutnya, syarikat penerbangan perlu kembali kepada harga tambang asal tetapi perkara itu tidak berlaku apabila mereka masih mengekalkan kadar tambang yang mahal.


โ€œAdalah tidak wajar syarikat penerbangan menjadikannya sebagai alasan untuk menampung kerugian yang dialami mereka sepanjang tempoh PKP kerana situasi pandemik Covid-19 itu dialami oleh semua pihak,โ€ katanya kepada Sinar Harian di sini semalam.


Mohd Yusof berkata, Fomca dan pengguna memahami kadar tambang yang tinggi sebelum ini kerana mereka tidak dibenarkan beroperasi secara penuh tetapi kini semua syarikat penerbangan dibenarkan untuk membawa penumpang dalam kadar yang penuh.

Read more: Turun harga tambang: Fomca sambut baik gesaan kerajaan

PRESS RELEASE: BANTUAN PRIHATIN ELEKTRIK WILL ADDRESS CONSUMERS' FINANCIAL BURDEN

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Created: 20 June 2020

fomcaJune 20, 2020 @ 6:57pm

KUALA LUMPUR: The RM942 million assistance under Bantuan Prihatin Elektrik will not only ease financial burden among the people but also gave them time to restore their monetary stability which was disrupted by the Covid-19 pandemic.

Federation of Malaysian of Consumers Associations (Fomca) chief operating officer Saravanan Thambirajah described the additional assistance as timely and that it was much needed by the people during this challenging period.

"Fomca would like to the Prime Minister, Ministry of Energy and Natural Resource, Energy Commission and Tenaga Nasional Bhd (TNB) for listening to the grouses of consumers.

"This assistance is timely and is a much needed for the rakyat during this trying time.

"Fomca, however, also would like to suggest to the government to conduct stakeholders engagement in future to get their opinions to get better picture of the problems," said Saravanan, who is also the Water and Energy Consumers Associations of Malaysia (WECAM) president.

Fomca also called on the government to review the current tariff block structure which the association deems as being outdated.

Read more: PRESS RELEASE: BANTUAN PRIHATIN ELEKTRIK WILL ADDRESS CONSUMERS' FINANCIAL BURDEN

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๐Œ๐€๐‰๐€๐‹๐€๐‡ ๐‘๐ˆ๐๐†๐†๐ˆ๐“ ๐„๐ƒ๐ˆ๐’๐ˆ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹ ๐Ÿ“ฒ
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๐Ÿ‘‰


๐ƒ๐€๐๐€๐“๐Š๐€๐ ๐ˆ๐๐…๐Ž & ๐“๐ˆ๐ ๐Š๐„๐–๐€๐๐†๐€๐ ๐“๐„๐‘๐Š๐ˆ๐๐ˆ ๐’๐„๐‚๐€๐‘๐€ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹
๐Œ๐€๐‰๐€๐‹๐€๐‡ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹ ๐‘๐ˆ๐๐†๐†๐ˆ๐“ adalah usahasama Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA) dan Agensi Kaunseling dan Pengurusan Kredit (AKPK) untuk menyampaikan pendidikan kewangan kepada anda.

๐Ÿ“š Baca & Muat Turun kesemua edisi RINGGIT melalui pautan:

MAJALAH CEKAP

CEKAP07 CoverSM 01

MAJALAH CEKAP
Edisi 7 - JANUARI 2025


Mahukan tip pengurusan dan kecekapan tenaga?

Dapatkan CEKAP terbitan FOMCA serta Tenaga Nasional Berhad (TNB) untuk rujukan anda. 

Baca & Muat Turun kesemua edisi CEKAP melalui pautan di bawah:

MAJALAH GENERASI PENGGUNA

PNG COVER PAGE MAJALAH GENERASI PENGGUNA 2024 min

MAJALAH GENERASI PENGGUNA
EDISI 2024


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Dapatkan majalah GENERASI PENGGUNA terbitan FOMCA serta KEMENTERIAN PERDAGANGAN DALAM NEGERI DAN KOS SARA HIDUP (KPDN) untuk rujukan anda. 

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ฯใฝถสำฦต MALAYSIA
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