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MAGAZINES

 

 

 

๐ƒ๐€๐๐€๐“๐Š๐€๐ ๐ˆ๐๐…๐Ž & ๐“๐ˆ๐ ๐Š๐„๐–๐€๐๐†๐€๐ ๐“๐„๐‘๐Š๐ˆ๐๐ˆ ๐’๐„๐‚๐€๐‘๐€ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹
๐Œ๐€๐‰๐€๐‹๐€๐‡ ๐‘๐ˆ๐๐†๐†๐ˆ๐“ ๐„๐ƒ๐ˆ๐’๐ˆ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹ ๐Ÿ“ฒ
๐๐ข๐ฅ 5 - Disember ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ“
๐Ÿ‘‰

๐Œ๐€๐‰๐€๐‹๐€๐‡ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹ ๐‘๐ˆ๐๐†๐†๐ˆ๐“ adalah usahasama Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA) dan Agensi Kaunseling dan Pengurusan Kredit (AKPK) untuk menyampaikan pendidikan kewangan kepada anda.

๐Ÿ“š Baca & Muat Turun kesemua edisi RINGGIT melalui pautan:

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NPRA patent guideline may hinder affordable generics, warn groups

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Created: 04 May 2026

260504 NPRAPETALING JAYA: Several groups have called for the withdrawal of a proposed guideline by the National Pharmaceutical Regulatory Agency (NPRA) on patents, saying it risks hampering the production and sale of affordable generic medicines to those who really need them.

The groups said international experience and studies show that such โ€œpatent linkageโ€ mechanisms function as powerful tools to delay generic competition regardless of the merits of the underlying patent claim.

Read more : https://www.freemalaysiatoday.com/category/nation/2026/05/02/npra-patent-guideline-may-hinder-affordable-generics-warn-groups

Read more: NPRA patent guideline may hinder affordable generics, warn groups

PRESS RELEASE: MOHโ€™S PROPOSED PATENT LINKAGE GUIDELINE RISKS HIGHER MEDICINE PRICES AND DELAYED ACCESS

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Created: 04 May 2026

260402 fomca logoMalaysia stands at a critical juncture in ensuring access to affordable medicines. The governmentโ€™s decision to cut the health budget by RM3.06 billion, together with a proposed move by the Ministry of Health, risks worsening the situation.

In April, the National Pharmaceutical Regulatory Agency (NPRA) opened a public consultation on its proposed โ€˜Guideline on Implementation of Patent Linkage for Pharmaceutical Products in Malaysiaโ€™, presented as fulfilling an obligation under the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP). Although framed as procedural, the guidelineโ€™s implications run far deeper and threatens timely generic entry, medicine affordability and public health.

Read more: PRESS RELEASE: MOHโ€™S PROPOSED PATENT LINKAGE GUIDELINE RISKS HIGHER MEDICINE PRICES AND DELAYED...

PRESS RELEASE: ON THE PROPOSED GUIDELINES ON IMPLEMENTATION OF PATENT LINKAGE FOR PHARMACEUTICAL PRODUCTS IN MALAYSIA

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Created: 04 May 2026

260402 fomca logoMalaysia is facing a growing healthcare affordability crisis. Rising out-of-pocket (OOP) expenditure, coupled with the increasing prevalence of non-communicable diseases (NCDs) such as cancer, diabetes, and cardiovascular diseases, is placing a significant financial strain on consumers. The proposed Patent Linkage Guidelines risk delaying access to affordable generic medicines, thereby worsening medicine affordability and consumer welfare.

WHY THIS MATTERS TO CONSUMERS

Medicine prices in Malaysia have consistently increased over time, with no clear evidence of price reductions. At the same time, capacity constraints in public healthcare are pushing more consumers toward higher-cost private care. As a result, many households especially those in the B40 and M40 groups are facing significant out-of-pocket expenses. Additionally, the lack of timely availability of generic alternatives means that high prices persist longer, limiting access to necessary treatment. Higher prices lead to delayed or skipped treatment, as many consumers are unable to afford the medicines they need. This, in turn, contributes to financial hardship, especially for lower- and middle-income households. Ultimately, these challenges result in poorer health outcomes due to lack of timely and adequate care.

Read more: PRESS RELEASE: ON THE PROPOSED GUIDELINES ON IMPLEMENTATION OF PATENT LINKAGE FOR PHARMACEUTICAL...

Beyond business, ESG must be a national commitment

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Created: 30 April 2026

20260430 ravindranRather than a trendy acronymn, ESG is a moral stress test of how a nation treats its people and its future, and right now, Malaysia is in danger of failing that test where it hurts most.

We expound the importance of the environment, social and governance (ESG) framework and draft strategic plans to impress investors.

But the proof of ESG is not on powerpoint slides. It is on our streets, at schools, in kampungs and low-cost flats, where people get left behind or are never counted.

In that context, applying ESG scrutiny to race relations, education, housing, and jobs is just our โ€œESG agendaโ€, not reform.

Read more: Beyond business, ESG must be a national commitment

Chief Statistician urges Malaysians to rebuild discipline, warning QR payments make saving harder than ever

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Created: 30 April 2026

20260430 qr

KUALA LUMPUR, April 29 โ€” From stamp books and post office savings to instant QR payments, Malaysiansโ€™ relationship with money has shifted dramatically โ€” and not necessarily for the better.

That is the candid view of Chief Statistician Datuk Seri Mohd Uzir Mahidin, who said the convenience of digital payments may be quietly eroding the discipline that once defined how Malaysians saved.

Speaking alongside the release of the National Transfer Accounts (NTA) 2022 by the Department of Statistics Malaysia, Uzir reflected on how earlier generations were conditioned to save from a young age โ€” often through simple but consistent habits.

โ€œWhen we were in school, there was already a concept of saving. Teachers would bring stamp books, and if we didnโ€™t spend our money, we would paste the stamps and save. At the time, there werenโ€™t many banks around.

Read more: Chief Statistician urges Malaysians to rebuild discipline, warning QR payments make saving harder...

Think tank slams proposed RM3.06bil cut to health ministry

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Created: 30 April 2026

The Galen Centre for Health and Social Policy says the reduction will have direct consequences across hospitals, clinics and other healthcare facilities nationwide.

20260430 healthcare
PETALING JAYA: The Galen Centre for Health and Social Policy has slammed the proposed RM3.06 billion cut to the health ministryโ€™s budget, warning that it would undermine the public healthcare system and put patients and frontline workers at risk.

Its CEO, Azrul Khalib, said the reduction would have direct consequences across hospital wards, operating theatres, emergency departments, clinics, pharmacies, laboratories, and on patients waiting for treatment.

โ€œThe cost of this cut will be paid in delayed procedures, longer waiting lists, medicine shortages, deteriorating facilities, exhausted healthcare workers, avoidable complications, and preventable deaths,โ€ he said in a statement today.

Azrul said the public healthcare system was already operating under severe pressure, with hospitals and clinics only receiving the minimum resources needed to function safely and effectively.

Read more: Think tank slams proposed RM3.06bil cut to health ministry

Malaysians paying twice for poor waste management, says researcher

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Created: 30 April 2026

Malaysians paying twice for poor waste management, says researcher

20260430 poorwaste

Keeren Sundara Rajoo says solid waste management and public cleansing account for 40% to 80% of local authority expenditure in Malaysia.

PETALING JAYA: Malaysians are unknowingly paying twice for poor waste management through public spending and hidden costs such as pollution and health risks, a researcher says.

Keeren Sundara Rajoo of Universiti Putra Malaysia Sarawak said that solid waste management and public cleansing account for between 40% and 80% of local authority expenditure in Malaysia, the Borneo Post reported.

โ€œPeople may not see a separate charge for waste, but they are already paying for it through local authority spending,โ€ he was quoted as saying.

Read more: Malaysians paying twice for poor waste management, says researcher

BNM fines Zurich units RM1.56mil over sanctions breaches

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Created: 30 April 2026

The fines were imposed after the insurers failed to properly update and check their sanctions screening systems.

20260430 zurich

PETALING JAYA: Bank Negara Malaysia has imposed a total of RM1.56 million in penalties on two Zurich insurance companies for failing to follow rules on financial sanctions screening.

BNM said Zurich General Insurance Malaysia Bhd (ZGIMB) was fined RM1.04 million, while Zurich General Takaful Malaysia Bhd (ZGTMB) was penalised RM520,000 for non-compliance detected on Jan 19.

In a statement today, it said both companies failed to update their sanctions database after the publication of a new sanctions local list, and did not properly screen all customers.

They failed to fully check and confirm whether flagged customers were true matches, it said.

Read more: BNM fines Zurich units RM1.56mil over sanctions breaches

SIARAN MEDIA: FOMCA MENYOKONG DASAR PENGGUNA NEGARA 2.0: MEMPERKASA PENGGUNA DAN MENEGAKKAN INTEGRITI PASARAN DIGITAL

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Created: 29 April 2026

260402 fomca logoFOMCA menyambut baik dan menyokong penuh pelaksanaan Dasar Pengguna Negara 2.0 (DPN 2.0) oleh Kerajaan melalui Kementerian Perdagangan Dalam Negeri dan Kos Sara Hidup (KPDN) sebagai satu langkah strategik yang amat diperlukan dalam menghadapi realiti baharu ekonomi digital.

Hari ini, landskap kepenggunaan telah berubah sepenuhnya. Jika sebelum ini pengguna beroperasi dalam persekitaran kedai fizikal dan pusat beli-belah, kini pengguna berinteraksi dalam ekosistem digital yang melibatkan platform dalam talian, kecerdasan buatan (AI), algoritma dan rangkaian global tanpa sempadan.

Bersama perubahan ini, risiko utama juga telah berubah daripada isu harga dan kualiti asas kepada cabaran baharu seperti manipulasi pasaran, eksploitasi data, penipuan digital dan scam.

Read more: SIARAN MEDIA: FOMCA MENYOKONG DASAR PENGGUNA NEGARA 2.0: MEMPERKASA PENGGUNA DAN MENEGAKKAN...

PRESS RELEASE: FOMCA SUPPORTS NATIONAL CONSUMER POLICY 2.0: EMPOWERING CONSUMERS AND ENSURING DIGITAL MARKET INTEGRITY

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Created: 29 April 2026

260402 fomca logoFOMCA welcomes and fully supports the Governmentโ€™s implementation of the National Consumer Policy 2.0 (DPN 2.0) through the Ministry of Domestic Trade and Cost of Living as a critical and forward-looking step in addressing the realities of todayโ€™s digital economy.


The consumer landscape has fundamentally transformed. Where consumers once operated within physical retail environments, they are now engaging within a digital ecosystem driven by online platforms, artificial intelligence (AI), algorithms and borderless global networks. Alongside this shift, the nature of risks has also evolved from basic concerns of price and product quality to more complex challenges such as market manipulation, data exploitation, digital fraud and scams.

Read more: PRESS RELEASE: FOMCA SUPPORTS NATIONAL CONSUMER POLICY 2.0: EMPOWERING CONSUMERS AND ENSURING...

  1. Rising online harms strengthen case for under-16 social media delay
  2. 30pc of padi farmers to skip planting season, says group
  3. AI wonโ€™t take all our jobs, judging by history and economics
  4. Pikom backs nuclear, solar to power Malaysian data centres
  5. Enough chicken and eggs, but veggies in short supply
  6. Fomca: Freebies can cloud honest reviews
  7. Ekonomi Mencabar, Pengguna Pilih Kelestarian
  8. More ways than one to cut energy consumption, say experts
  9. Practice Practical Energy-Saving Measures To Face Global Uncertainty - FOMCA
  10. Malaysia microplastics crisis driven by domestic waste and poor recycling habits
  11. i-Saraan dan Literasi Kewangan
  12. Consumer groups: Enforce rules, but allow flexibility
  13. When paying once isnโ€™t enough: The switch to subscription models irks consumers
  14. Jangan sensasi, eksploitasi isu krisis tenaga bagi tujuan politik sempit - Sultan Nazrin
  15. "Tidak perlu jadikan rumah seperti farmasi, bekalan ubat stabil, elak pembelian panik" - ฯใฝถสำฦต

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๐ƒ๐€๐๐€๐“๐Š๐€๐ ๐ˆ๐๐…๐Ž & ๐“๐ˆ๐ ๐Š๐„๐–๐€๐๐†๐€๐ ๐“๐„๐‘๐Š๐ˆ๐๐ˆ ๐’๐„๐‚๐€๐‘๐€ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹
๐Œ๐€๐‰๐€๐‹๐€๐‡ ๐ƒ๐ˆ๐†๐ˆ๐“๐€๐‹ ๐‘๐ˆ๐๐†๐†๐ˆ๐“ adalah usahasama Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA) dan Agensi Kaunseling dan Pengurusan Kredit (AKPK) untuk menyampaikan pendidikan kewangan kepada anda.

๐Ÿ“š Baca & Muat Turun kesemua edisi RINGGIT melalui pautan:

MAJALAH CEKAP

CEKAP07 CoverSM 01

MAJALAH CEKAP
Edisi 7 - JANUARI 2025


Mahukan tip pengurusan dan kecekapan tenaga?

Dapatkan CEKAP terbitan FOMCA serta Tenaga Nasional Berhad (TNB) untuk rujukan anda. 

Baca & Muat Turun kesemua edisi CEKAP melalui pautan di bawah:

MAJALAH GENERASI PENGGUNA

PNG COVER PAGE MAJALAH GENERASI PENGGUNA 2024 min

MAJALAH GENERASI PENGGUNA
EDISI 2024


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ฯใฝถสำฦต MALAYSIA
FEDERATION OF MALAYSIAN CONSUMERS ASSOCIATIONS
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T: 03-7876 4648 / 03-7877 4741 | Email: fomca@fomca.org.my

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